Analisis terhadap Pelaksanaan Kerahasiaan Bank Berdasarkanuu No. 7 Tahun 1992 Tentang Perbankan Sebagaimana Telah Diubah dengan UU No. 10 Tahun 1998 pada PT. Bank Pembangunan Daerah Kalimantan Barat

摘要

Bank secrecy is everything related to information about customers and their savings. Communities will entrust their funds in the bank or use the services of the bank if the protected information about the identity of the customer such as name, address, and account number at a bank and a store of savings. In this regard, the study is "Implementation of the Bank Secrecy Under Law No. 10 Year 1998 on Banking at PT. Bank Pembangunan Daerah Kalimantan Barat". Because of their argument that the bank secrecy still hermetically closed, can be used to cover up fraud has been committed by certain parties. On the other hand the bank secrecy is one of the elements that should be owned by the bank as an institution of trust that manages public funds. This study uses empirical juridical approach. This method is carried out for the truth in the discussion of the existing problems as well as to see the introduction of a rule of law in PT. Bank Pembangunan Daerah Kalimantan Barat. Based on the research results, the implementation of bank secrecy rules in PT. Bank Pembangunan Daerah Kalimantan Barat is an obligation based on Law No. 10 Year 1998 on Banking, and including Bank Indonesia Regulation Number 2/19/PBI/2000 on Terms and Procedures for Granting Licenses Command Or Written Unlock the Secrets of the Bank. Secret bank is universal because it is applicable in all countries based on the philosophy of personnal privacy and bank secrecy arrangement, there is civil liability or public liability and some are based on the law, in accordance with banking regulations of each country.